About Services Our Approach Our Team Contact
Singapore · Legacy · Wealth · Purpose

Your Wealth.
Your Legacy.
Your Purpose.

We guide high-net-worth individuals and families through the full wealth journey — from global mobility and residency to investment, protection, and generational legacy planning.

17+
Years Combined
MDRT
Achiever 2024
360°
Wealth Advisory

Inspired by Ikigai

The Japanese concept of ikigai — your reason for being. We believe every financial decision should align with who you are, what you value, and what you want to leave behind.

Legacy

Building wealth that endures and speaks for you across generations

Wealth

Growing and protecting your financial future with precision and independence

Purpose

Aligning your finances with what truly matters to you and your family

Our Services

01
IKI Capital
Immigration & Global Mobility

From EP applications to full family relocation — we navigate Singapore's immigration framework so you can focus on what's next.

Employment Pass Company Setup PR Advisory GIP
02
IKI Capital
Wealth Management

Independent advice across structured products, insurance-linked investments, and legacy planning — tailored to your life stage.

IUL FCN Unit Trusts Legacy Planning
03
IKI Learning
Education & Seminars

Regular market outlook sessions, trust & legacy workshops, and immigration seminars — empowering you to make informed decisions.

Market Outlook Trust Planning Immigration Talks

Our ASSET Approach

Every client relationship follows a deliberate process — built around you, not around our products.

A
Alignment
S
Strategize
S
Solutions
E
Execution
T
Time
A
Step 01
Alignment

We begin by aligning with each client's unique aspirations, values, and concerns — before any product is discussed.

S
Step 02
Strategize

We design strategies tailored to meet your today, tomorrow, and forever needs — a living plan that evolves with you.

S
Step 03
Solutions

We identify solutions that address every aspect of wealth management, from investment planning to legacy creation.

E
Step 04
Execution

With dedication, we implement each solution, working closely with our clients to ensure seamless integration and growth.

T
Step 05
Time

As time progresses, we remain a steadfast partner — adapting strategies to life's changes across generations.

Who You Work With

Ong Jiajue (JJ)
Founder · IKI Capital & IKI Learning

17 years across UOB, Citibank, AXA and OCBC. MDRT Achiever within 6 months of founding IKI Capital. Built for clients who want a trusted advisor, not a product salesperson.

Top Rookie & Top Team Manager — UOB Bank
Million Dollar Club 2016
Top Bancassurance Specialist 2018–2021
MDRT Achiever 2024
Melvin Tee
Co-Founder · IKI Capital & IKI Learning

11 years across DBS and Standard Chartered, including Priority Private. Bringing institutional-grade thinking to an independent, client-first practice.

3 years in management at DBS Bank
Priority Private Associate Director — StanChart
HNW advisory across investment & insurance
Senior Director of Sales — Manulife FA

The IKI Difference

01
Holistic, Not Transactional

Immigration, wealth, protection, property, education — all under one roof. We see the full picture so nothing falls through the cracks.

02
Independent, Client-First

Access to multiple platforms means we recommend what works for you — not what earns us the highest commission.

03
Cross-Border Expertise

From Singapore to China and beyond — we understand the complexities of wealth planning across jurisdictions and generations.

04
Proven Track Record

28 combined years navigating multiple market cycles. We've seen what works — and we bring that to every client relationship.

Start the Conversation

Whether you're exploring immigration options, reviewing your portfolio, or planning your legacy — we're here to listen first.